Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. Cryptocurrencies such as bitcoin emerged only in the past decade. Unlike traditional money, no paper notes or metal coins are involved. No central bank issues the currency, and no regulator or nation state stands behind it. Instead, cryptocurrencies are a form of code made by computers and stored in a … [Read more...] about To Bit or Not to Bit: What Should Investors Make of Bitcoin Mania?
Focusing on what you can control can lead to a better investment experience. Whether you've been investing for decades or are just getting started, at some point on your investment journey you'll likely ask yourself some of the questions below. Trying to answer these questions may be intimidating, but know that you're not alone. Your financial advisor is here to help. While this is not intended to be an exhaustive list it will hopefully shed light on a few key principles, using data and … [Read more...] about Key Questions for the Long-Term Investor
Doubt is not a pleasant condition, but certainty is an absurd one. —Voltaire "The market hates uncertainty" has been a common enough saying in recent years, but how logical is it? There are many different aspects to uncertainty, some that can be measured and some that cannot. Uncertainty is an unchangeable condition of existence. As individuals, we can feel more or less uncertain, but that is a distinctly human phenomenon. Rather than ebbing and flowing with investor sentiment, … [Read more...] about The Uncertainty Paradox
In knots over next month's election? You aren't alone. In a recent survey, fifty-two percent of American adults ~ Democrats and Republicans ~ admitted that the 2016 election is a "very or somewhat significant source of stress." Contributing to that stress is the steady stream of opinions from pundits and prognosticators about how the election will impact the stock market. Fortunately for your portfolio, opinions are not facts. Click HERE to de-stress with DFA's latest brief, "Presidential … [Read more...] about Presidential Elections and the Stock Market
Do you ever listen to the news and find yourself thinking that the world has gone to the dogs? The roll call of depressing headlines seems endless. But look beyond what the media calls news, and there also are a lot of things going right, including: The world's biggest economy, the US, has been recovering. Unemployment has halved in six years from 10% to 5%. (1) Over the last 25 years, 2 billion people globally have moved out of extreme poverty, according to the latest United Nations … [Read more...] about Ten Reasons to be Cheerful